Re: Another accident

["Brad Sayer" <vwrocco85@hotmail.com>]

I meant call her insurance company directly, not her personally.  Sorry for 
the confusion...

Brad


_____________________
1987 16V Scirocco
vwrocco85@hotmail.com



>From: Greg Coan <gypsy@lxh.net>
>To: "Brad Sayer" <vwrocco85@hotmail.com>
>CC: scirocco@iglou.com, scirocco-l@scirocco.org
>Subject: Re: Another accident
>Date: Thu, 26 Jul 2001 08:42:50 -0500
>
>if its not your fault, your rates shouldnt be affected.  did you get a
>police report?
>
>sure, you can ask the lady for money, but you better make sure she gives
>it to you right away.  its easier to let the insurance ppl figure it
>out, in my opinion.  most ppl who want to pay to avoid the insurance
>rate hike will approach you to work it out. if she hasnt said anything,
>she probably wont pay.
>
>greg
>
>
>On Thursday, July 26, 2001, at 08:17 AM, Brad Sayer wrote:
>
>>Thanks for all the advice about my recent accident.  I too thought that
>>there is a good chance that the US bumper will actually cost more than
>>any euro bumper I could buy myself.  Only problem is, if they start
>>including all this in the estimate I may very quickly get up to the
>>value of the car, adn they will just total it huh?
>>
>>Also, should I skip even talking to my insurance company, and go right
>>to the other lady's (who hit me)?  Or can I get things done quicker and
>>easier by calling my insurance and having them fight it out?  Will my
>>rates go up even though it was 105% not my fault?
>>
>>Thanks,
>>
>>Brad
>>
>>_____________________
>>1987 16V Scirocco
>>vwrocco85@hotmail.com
>>
>>>From: "Greg - DriversFound.com" <scirocco@iglou.com>
>>>Reply-To: <scirocco@iglou.com>
>>>To: "Brad Sayer" <vwrocco85@hotmail.com>, <scirocco-l@scirocco.org>
>>>Subject: RE: Another accident
>>>Date: Wed, 25 Jul 2001 19:14:36 -0400
>>>
>>> > Euro bumper is bent a good 6-8 inches thorugh the metal behind it,
>>> > protruding into the trunk, and there is a nice nasty crease below
>>>the
>>> > license plate.
>>>
>>>I just went through a similiar thing having a front euro bumper
>>>damaged (not my fault).  I came to the same conclusion as others have
>>>said, don't mention the euro bumper!  If they are going to cut you the
>>>check (fight for that!), you will come out ahead - if they don't total
>>>your car.  I basically said "you are cutting me the check, right?
>>>I've owned the car over 11 years and I want to make sure the repair
>>>work is done properly."
>>>
>>>When I got an estimate from a local dealer, I told him about the euro
>>>bumper and headlight, but he didn't care.  He quoted a US spec bumper.
>>>I figured the headlight could be repaired, but he said no, replace it.
>>>
>>>I didn't mention the euro bumper to the insurance companies
>>>appraisor - ONE new US spec bumper was over $700.00. Pottermans sale
>>>price for a PAIR of eurobumpers at the time was $600 shipped.
>>>
>>>The difference between two quotes was about $200.  I took the lower
>>>offer from the insurance company and ran. Insurance company paid me
>>>$104.50 for a US headlight assembly - I just replaced $20 in
>>>adjusters.  A stressful way to make money, but I came out very well.
>>>Play the game right, and you may win too :)
>>>
>>>FYI, replacing the rear body panel was $1000+ five years ago.
>>>
>>>Dont write that bumper off yet, either - repair might be possible:
>>><http://www.driversfound.com/scirocco/techtips/body/bumper/>
>>>
>>>HTH!
>>>
>>>Greg :)
>>>http://www.DriversFound.com
>>>http://www.GAKMotorsports.com
>>>
>>
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>
>*********************
>
>Greg Coan
>gmcoan@art.wustl.edu


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