RE: Another accident

["Brad Sayer" <vwrocco85@hotmail.com>]

Thanks for all the advice about my recent accident.  I too thought that 
there is a good chance that the US bumper will actually cost more than any 
euro bumper I could buy myself.  Only problem is, if they start including 
all this in the estimate I may very quickly get up to the value of the car, 
adn they will just total it huh?

Also, should I skip even talking to my insurance company, and go right to 
the other lady's (who hit me)?  Or can I get things done quicker and easier 
by calling my insurance and having them fight it out?  Will my rates go up 
even though it was 105% not my fault?

Thanks,

Brad


_____________________
1987 16V Scirocco
vwrocco85@hotmail.com



>From: "Greg - DriversFound.com" <scirocco@iglou.com>
>Reply-To: <scirocco@iglou.com>
>To: "Brad Sayer" <vwrocco85@hotmail.com>, <scirocco-l@scirocco.org>
>Subject: RE: Another accident
>Date: Wed, 25 Jul 2001 19:14:36 -0400
>
> > Euro bumper is bent a good 6-8 inches thorugh the metal behind it,
> > protruding into the trunk, and there is a nice nasty crease below
>the
> > license plate.
>
>I just went through a similiar thing having a front euro bumper
>damaged (not my fault).  I came to the same conclusion as others have
>said, don't mention the euro bumper!  If they are going to cut you the
>check (fight for that!), you will come out ahead - if they don't total
>your car.  I basically said "you are cutting me the check, right?
>I've owned the car over 11 years and I want to make sure the repair
>work is done properly."
>
>When I got an estimate from a local dealer, I told him about the euro
>bumper and headlight, but he didn't care.  He quoted a US spec bumper.
>I figured the headlight could be repaired, but he said no, replace it.
>
>I didn't mention the euro bumper to the insurance companies
>appraisor - ONE new US spec bumper was over $700.00. Pottermans sale
>price for a PAIR of eurobumpers at the time was $600 shipped.
>
>The difference between two quotes was about $200.  I took the lower
>offer from the insurance company and ran. Insurance company paid me
>$104.50 for a US headlight assembly - I just replaced $20 in
>adjusters.  A stressful way to make money, but I came out very well.
>Play the game right, and you may win too :)
>
>FYI, replacing the rear body panel was $1000+ five years ago.
>
>Dont write that bumper off yet, either - repair might be possible:
><http://www.driversfound.com/scirocco/techtips/body/bumper/>
>
>HTH!
>
>Greg :)
>http://www.DriversFound.com
>http://www.GAKMotorsports.com
>


_________________________________________________________________
Get your FREE download of MSN Explorer at http://explorer.msn.com/intl.asp


--
Email LIST problems to: scirocco-l-probs@scirocco.org.
To unsubscibe send "unsubscribe scirocco-l" in the message to majordomo@scirocco.org