Re: Help with insurance appraisal

[ChuckKuecker <ckuecker@mcs.net>]

At 13:26 5/29/97 -0400, you wrote:
>> You didn't say what year your car was!  That is very important, because
>> the insurance company may decide to TOTAL the car; that means they get
>> the car (which will probably end up in a salvage yard) and only pay you
>> fair market value (which is going to be way less than it's worth to you,
>> since it's probably upgraded, etc...)  
>> 
If the insurance company (the other guy's) 'totals' the car, you are not
REQUIRED to give them the title. They must make the damage good by repair or
payment - but the fact that their customer wrecks your car NEVER gives them
a right to take it away from you. They may bluster, but stand your ground,
and the will pay. Unless, of course, the state where you live has some
stupid law governing this...

I have had three cars totaled - and I kept the last two. The first was my
first car, and my dad did not want to fight the insurer over it, or I would
have kept that one too!

NEVER, NEVER, let an insurance company dictate to you. You are the customer,
not their slave!

Chuck Kuecker

ckuecker@mcs.net

'83 Scirocco (in process)
'58 Ghia Convert
'75 Bug (rusty!!)
'67 Bug
'63 Bug
'91 Vanagon


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