I NEED HELP PLEASE READ!

[kkrup62 at hotmail.com (Karl Krupke)]

Heya Kathryn,
    My suggestion is ask your insurance company to find you an equivalent 
car, and pay out your claim at that amount. My Dad did this a while back 
with an Audi Fox wagon; it was in great shape, sunroof, roof rack etc. Ins 
company wanted to pay it out at $500 or so (my stepmom got T-boned in it and 
it was a total), Dad told them to replace the car. They finally found a car 
in Salt Lake City with same equipment and condition, the seller wanted $2200 
for it.
    And that's what the Insurance company paid.
    Also it would be good if you have pictures of the car pre-damage. Use 
those and repair/ parts receipts to validate the condition and thus value.
    Good luck.

Karl

>From: "Kathryn Griffin" <griffink1@nku.edu>
>To: <scirocco-l@scirocco.org>
>Subject: I NEED HELP PLEASE READ!
>Date: Wed, 20 Sep 2006 09:49:23 -0400
>
>Help!
>
>On Monday the 17th, ( 2 days after my birthday) I was involved in a car 
>accident. I was driving on a four lane road side-by-side with a large SUV, 
>and they switched lanes right into me, running me onto the sidewalk. the 
>left side of my car is dented and scratched from front to back, and on the 
>right side both my tires were punctured and rims bent. the people who hit 
>me were very nice- they took full responsibility and had my car towed to a 
>body shop. fortunately, there was no damage to my engine or suspension, but 
>the body damage was assessed to be about 2500$. But when the insurance 
>adjuster came, he told me my car only blue-booked for 600$, and wants to 
>total it out for that amount! I am devastated. I paid 1250$ for my car 3 
>years ago, and have taken excellent care of it. It has a new seat package, 
>upgraded speakers, and a new muffler and partial exaust, not to mention and 
>almost perfect body besides a cracked (original) paint job.
>
>I need to prove that my car is worth more than 600$, and i knew this was 
>the place to turn. If anyone has proof of sale for a scirocco for more than 
>1000$, please scan, attach and send to me. If you have paper documents, 
>send word for a snail mail adress. If you want to talk to me, send for a 
>phone number. Specifically, I have a 84' silver M2 wolfsburg 4cyl. Any 
>advice would be much appreciated. I am so glad i found this group before 
>this, or I would have no idea what to do. I am forever in debt to anyone 
>who can help me.
>
>-Katy
>(wounded '84 silver :( )
>
>


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