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Got rear-ended: Need advice



> My agent told me if it gets run 
> through her insurance, it'll most likely be totaled, and I'd 
> get market value for the car (around $600).

That's BS.  Easy rebuttal to that is the old "Oh yeah? Then find one for me".
I'm fully prepared to use that one on the Rieger if it ever gets tagged hard.
Watching their insurance agent squirm would be quite amusing.

Al