Was Insurance people ....rant Now: Update

[scirocco16vr32 at gmail.com (Chris Bennett)]

congrats man!

On 10/22/06an!, Neptuno <neptunonc@yahoo.com> wrote:
> Ok here is the Update.
>
>  After some weeks of messing around with the insurance company and their initial stimate to total my car or offer me $1000 dollars for repairs. The story is like this:
>
>  1) I get a check for $1500
>  2) The car is no longer a totaled
>  3) I already have the parts I need for the repairs
>  4) I dont have to deal with them at this level any more.
>
>  Maybe 50% more than what they where offering is not much, but at least the car is no longer at that infamous total loss stage. Wich means that what ever they payed out is at about 70% estimated value of the car from now on. and that is a fact.
>
>  Tony
>
>
> "David Winchell, II" <xavsbud@sprynet.com> wrote:
>  T,
>
> Not sure about Michigan law, so this may be different up there. Hope it
> helps. This happened in South Carolina, so I am sure some laws will be
> different.
>
> I had a car of mine hit that was unoccupied (sitting legally on the street
> in front of a residence.) The other driver was clearly at fault. When his
> insurance company began giving me the same B.S. I started digging into South
> Carolina Vehicle law. I discovered the statute that covers incidents just
> like mine and copied it. I then found cases that supported my thoughts as
> to how it should be handled. (It took me about two weeks total to get
> everything together.) State law required the at fault to bring the vehicle
> back to pre accident condition or to find an equal replacement that was
> satisfactory to the claimant. The cool thing was that I found several cases
> where the claimant was awarded monetary damages for loss of value as once
> the vehicle had been damaged the value was now affected and this was covered
> in the "pre accident condition."
>
> The insurance company began jerking me around from the first day. I had a
> four door mid size sedan that their client put the trunk into the back seat.
> For a rental vehicle they tried to get me into a geo metro (not kidding.) I
> was in sales at the time and there was no way I was going to show up to
> sales calls in a metro. Pushed the issue and called my insurance company
> who gave me the proper law to state to them. I was driving that afternoon
> in a full size sedan all on their bill. Next they tried to force me to
> total the car. That is when I started digging into law and precedent to find
> out what I was entitled to.
>
> I got three quotes from independent body shops and submitted them along with
> documents from Kelly Blue book that showed the amount of depreciation I had
> lost due to the accident once the car was repaired as well as copies of all
> the law and cases I had researched.
>
> After eight weeks of giving me the run around on everything, I was called to
> the company's office in the state after we had reached a settlement that was
> to my liking. They paid all the rental bills, travel expenses (Gas and
> hotel and a per diem for the days needed out of town, my car was hit in
> South Carolina and I lived in North Carolina at the time,) the average of
> all three repair estimates as well as for the depreciation that I had
> sustained as a loss on the vehicle due to the accident.
>
> Stick to your guns, Bro. Don't let them push you around. Do some research
> into the state laws and document everything you find. The law is your
> friend. It is there to protect you, but you have to know what it says.
>
> Dave
>
> David Winchell, II
> 84 Scirocco BBS Turbo
> 79 Callaway Scirocco
> 04 .:R32 DBP
> 04 Mini Cooper S
> 00 Silverado (For sale)
>
> -----Original Message-----
> From: Neptuno [mailto:neptunonc@yahoo.com]
> Sent: Wednesday, October 11, 2006 10:59 AM
> To: Scirocco-L
> Subject: Insurance people ....rant
>
> So just got off the phone with the ajuster and they are giving me the run
> around. The first ajuster stoped his estimate of the car at what he
> considered was 70% value of the car $1007 That covered a new fenderf and
> according to him reparing the door and side 1/4 panel too....I would say
> sure, but I dont see anyone doing the work and getting right for that money
> Lets go back to the 70% that mean that another 30% is $300..... I'll be
> damn if my car is worth only $1300 for an 82 with prestine history. Never
> been hit and 128K Original miles for a car that is 24 years old. NADA marks
> that car at $2300, but they dont use that they use CCC and that means that
> they use a company that last year was involved on a out of court settlement
> for millions of $$$$ dollars for underpaying people for their vehicles.
> That car has original red interior in perfect condition and is a monowiper
> car 2 things that for the S2 can only be found in the 82-83 models not to
> mention the Cirrus
> gray used only until 84.5 IIRC....
> Screw me!!!!.....I like to see them getting me a car in the condition that
> it was in before the hit for $1300. A car that will take me across the
> country without living me stranded on the way!!!!!
>
> Fookers....Im so tired of getting screwed by the powers that be. ThOSE
> SOB's want to either gime me th $1000 for a half ass job or Total my car. I
> told hom to do a fair market research on the car. By wich it mean that they
> will do not much of anything. I wonder how exactly will he do that.
>
> I am pissed and this shit just eats at my stomach!!!!!!
>
>
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87 Scirocco 16v Tornado Red
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