When Your Car is Declared Totalled - Dealing With Insurance Companies

[open.seas at verizon.net (Chris)]

In any type of negotiation you need to know the basis for the other 
party's opposition in order to be in a position to address it.

Educate yourself.

See:

http://www.totallosssettlement.com/

and,

http://www.insurancejournal.com/comments/?a=/news/midwest/2005/07/15/57309.htm&c=29092 


for details regarding tactics.

Hope this helps you in getting a fair result.

Chris