A beutiful day....

[open.seas at verizon.net (Chris)]

julie@menloparkrandd.com wrote:
> Filling the tank with gas on a nice sunny day. I look up to see the
> young couple emerge from the store and go to their car. I look back
> to the pump to see how much its sucked and ......
> 
> The guy reverced right into my car. F**K! I stop the pump, put the
> cap on and close the hatch. Walked around to see the front fender
> damaged. Not the nav light, just the liner and the fender.
> 
> He gets out of the car "I didn't see the car!" he exclaims. I looked
> at him in amazement. "Its a black car against a light background AND
> YOU DIDN'T SEE IT?"
> 
> I took his insurance info, plate number etc and went in to pay for
> the gas. Inside, 3 people I know asked how bad was the damage etc. I
> called and made a report to the local cops and gave them the info.
> 
> I stopped at a freinds garage (Performance Auto) and got a quote of
> $848. The insurance guy says he might pay $800 for the damage. He's
> coming over tomorrow to settle the complaint.
> 
> According to him NYS DOES NOT follow the NADA Blue Book. WTF? What
> book do they follow?
There are many sources for used car values. Some insurance companies
have their favorites. Often services that most have never heard of. They
are pretty much set up to serve the insurance industry. I believe one
is currently being either sued or investigated for creating what is
considered to be a bogus database on which insurance companies could
base their values. Of course, when you point out how much maintenance
and rehab you have done, you can show why your car is more valuable than
the average example that has not been maintained or restored.

Remember that NADA and Kelly are averages from a set of data they have
collected. An average price is not necessarily the compensation you are
entitled to.  You want fair market value based on your particular car.

What does he mean by saying "NYS DOES NOT follow the NADA Blue Book". 
NYS as in New York State?  How did NYS get involved?

Chris
> 
> Disgusted and maybe looking for a MKII DS fender in black.....
> 
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