Insurance issues

[vwscir88 at hotmail.com (brett cooke)]

i looked into it, but here in ohio they have a list of "collector's cars" 
and the scirocco isn't on the list. so by extension it didn't qualify for 
collector's insurance. what i did instead is went full coverage with limited 
access. limited access insurance is much the same as collector's insurance, 
it's basically saying the car is only driven on weekends or for special 
events and there are mileage restrictions for the year the car is insured. i 
only ended up saving about $100 every six months insuring this way and found 
i was constantly going over the mileage alotment, so i eventually switched 
back to normal full coverage insurance.



So Sayeth The Hitman






>From: Gordon Forbess <gforbess@attglobal.net>
>To: <scirocco-l@scirocco.org>
>Subject: Insurance issues Date: Wed, 09 Jun 2004 09:00:48 -0700
>
>Since insurance (or lack of adequate insurance) is a topic that often
>comes up here, I was wondering if anyone has tried to obtain
>"collector car" insurance.   What I've learned so far is that the car
>cannot be your DD and you need a regularly insured DD for each member
>of your household with a DL.  That's common to all of the companies
>that offer it from what I've learned.
>
>Some have mileage restrictions, most won't insure you if you're under
>25 or have excess points and the car has to be 20 or 25 years old,
>depending on company and state.  Good thing is "agreed value"
>provision - you determine the cars worth and pay accordingly.  It can
>get better if you have multiple collector cars as some charge PL/PD on
>only the first one.
>
>Anyway, there are too many variables by company and state to go into
>here and it will come down to dealing with an underwriter on an
>individual basis.  Just wondering if anyone has tried to insure that
>way.
>
>Gordon
>
>75 Mk1/Drake 1.9
>http://pws.prserv.net/gforbess/scirocco/scirocco.htm
>
>
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>Scirocco-l@scirocco.org
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