Insurance

[roccit_53 at hotmail.com (C Boyko)]

Depends on how you insure it. They will assume it is a typical car, 
therefore blue book value, unless you inform them it is otherwise. They can 
tell you what that value is too. If you have serious mods, you probably 
should have an appraisal to back up the value officially. And there will be 
set limits on stuff like stereos without an appraisal.
Mine both needed appraisal for the "old car" insurance, and I was really 
surprised to see what the value of my stock MkI was. Well worth having it 
appraised. But they look at how the vehicle fares in crashes, the cost of 
repairs and how often people crash them to set the rates, and where you 
live, that sort of thing. I'm sure someone else will chime in who works for 
an insurance company.
Cathy


>From: Jacob <gr8hunter1@comcast.net>
>To: scirocco-l@scirocco.org
>Subject: Insurance
>Date: Wed, 13 Aug 2003 18:37:43 -0700
>
>When determining rates on a self moded (cosmetics, electrical, etc) 
>scirocco does the insurance company take that into account or does it just 
>go by vehicle report, model and year?
>
>
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>Scirocco-l@scirocco.org
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