Re: I need your help.

[16v Jason <jason@scirocco.org>]

Hey Jan,
         Yeah, Josh contacted me off-list and may well be able to help out, 
which is great.  The book value on the car, not adjusted for mileage, is 
indeed $2200 -- so you were right on.  In this case, the amount I'm paying 
for insurance won't make a difference because it's the other guy's 
insurance I'm dealing with.  If that doesn't work out, I'll run it all 
through my insurance, which would be a help.  I have 100/300 coverage with 
*NO* deductibles, uninsured motorist, under-insured motorist, extra medical 
payment insurance, extra property damage waiver, and a spotless record 
including an accident-free discount -- so I've been a great client for them 
-- the amount I've paid in insurance in the past 3 years on that car is a 
whole shitload more than it would cost them to lay out the money from this 
claim and then get it back from Erie Insurance.

I'm fully prepared to retain legal representation for this case, though -- 
because I will *not* have an R-Titled car, they will not get away with 
giving me less than the damage is, and I will not accept any bullshit from 
them..

What a pain in the ass.
Jason




At 04:07 PM 9/11/00 , Jan Folkson wrote:
>Jason,
>
>I'm sorry to hear the news.  I have my car insured with Northeast Classic
>Auto Insurance.  They're a collector/show car insurer.  My car is insured
>for $5000.  If you want I can get you the number of my guy and he can
>possibly get you some kind of appraisal for what he would insure the car for
>(in the condition that it was in before the accident).  The problem that
>you're going to face is that the book value for your car is probably about
>$2k-$2.5k.  So you're going to have to do some battle with your insurance
>carrier even if you can prove that the car is worth more than that.  Because
>your insurance rates were based on the book value not the actual appraised
>value.  I believe that Josh Able has had is car appraised and is paying a
>rate based on that value and not book.  Josh, chime in if you have any
>additional info.
>
>If anybody else wants info regarding collector/show car insurance lmk.
>
>- Jan Folkson   www.janfolkson.com
>
>'86 16V
>'99 Passat 1.8T
>'00 Beetle GLX 1.8T
>
>"I don't want the world, I just want your half"
>
> > From: 16v Jason <jason@scirocco.org>
> > Date: Mon, 11 Sep 2000 13:34:09 -0400
> > To: scirocco-l@scirocco.org
> > Subject: I need your help.
> >
> > Hi guys,
> > The first estimate is back from the body shop -- $4300 worth of damage,
> > and they think it could go as high as $6000 once they look inside.  I
> > refuse to let this car go -- it's my baby, and my one source of happiness
> > in life.
> >
> > I am having the car appraised by a friend of mine who is an appraiser, but
> > I need some help substantiating his appraisal -- What I need are links to
> > any ads, appraisals, or evidence of value for cars in similar condition to
> > mine.
> >
> > As you may remember, the car is an 87 16V in Flash Silver with
> > leather.  The car has 74,317 original miles on it, all original paint, and
> > is in overall excellent condition.
> >
> > I appreciate any help in this time of need. :(
> >
> > Jay
> >
> >
> >
> >
> > ----------
> > 1987 Scirocco 16v
> > 1988 Mercedes 190E Sport Euro
> >
> >
> > http://members.aol.com/rocco16v
> >
> > --
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> >
> >
>
>
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----------
1987 Scirocco 16v
1988 Mercedes 190E Sport Euro


http://members.aol.com/rocco16v 

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