Re: ?Insurance issues

["Christian Els" <tiAn@usiw.net>]

Bigslink,

I bounced your question off a friend of mine who is an insurance agent in
Chicago, just to get his professional opinion. Here's what he had to say:

Those are generally brokers that are NOT computer linked to the companies
that they write their different lines of business through.(or REALLY lazy
agents) ANY big carrier, you people know the big ones, would be able to give
you a quote in a snap, as it is on line.

If it isn't in the computer they should have an annually updated paper
manual that shows the vehicle symbol so they can rate it.

Age can have a lot to do with it, as well as attitude when approaching the
agent. Let's face it, there are people that come off kind of "gruff" or
"abrasive" and sometimes we as agents would rather not have them as clients.
BUT that is also REDLINING which is illegal in ALL states.

Regardless of who or what they are the agent has to give you a quote. If you
would not qualify for a particular carrier they then must give you the name
of the state pool where "baddy" drivers go and carriers are assigned to take
you. Generally you must be turned down at least 2 times for underwriting
reasons i.e.* DUI, accidents, Driving under revocation, etc. to get
insurance in the pool. (most states, but not all operate this way.)(check
with your dept. of insurance for state specific regulations)

Hope you can use this opinion.

Christian
insures through USAA (shameless plug:
house and 6 vehicles for less than 2K/yr)



----- Original Message -----
From: <slynk1@hotpop.com>
To: <scirocco-l@scirocco.org>
Sent: Friday, October 20, 2000 09:16
Subject: ?Insurance issues


> Is it just me or is it like looking for the holy grale when trying to
> find cheaper rates for the scirocco.  I've just been shot down by
> several companies, because the scirocco is more than ten years old and
> they don't want to search thru their datebase.  Second I been told that
> there are companies out there that issue either vintage/classic
> insurance policy on older cars, does the scirocco qualify for this.
>
> any help would be appreciated
>
> Bigslink
> 85 scirocco wolfburg ed
>
>
> --
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