Re: need advice dealing w/insurance co.

["Mike VanAmburgh" <vwvr6r@hotmail.com>]

I had to go thru a similar ordeal after an old lady decided to take a nap 
while moving 55 mph.  Show the insurance company all upgrade receipts that 
you have, if any.  They won't reimburse full value of your mods of course, 
but every little bit helps.  Another thing to consider is the rental car.  I 
assume the insurance company is paying for it?  If you have another car or 
other means of getting around, it is possible to accept cash reimbursement 
instead of accepting a rental car.  It was $20 a day as an alternative to 
actually taking the rental.  They will give you a real low dollar amount on 
this.  Negotiate with them.  They told me I would only get $15 a day.  After 
some haggling, we settled at $20 a day.  Not much more, but again, every 
little bit helps.  Good luck!

Mike
82 Rabbit 2.0T (Techtonics/Callaway)
97 Jetta GLX



>From: Shawn Rader <rader@engr.orst.edu>
>To: scirocco-l@scirocco.org
>Subject: need advice dealing w/insurance co.
>Date: Mon, 13 Nov 2000 18:28:43 -0800 (PST)
>
>Well, wouldn't ya know it, as soon as I get my '81 rocco running good a
>Fed-Ex truck backs into it. It's been a pain in the ass dealing with the
>insurance company (Krawford and Company). They didn't contact me until 4
>days after the accident occured, and that was only because after calling
>six times and only getting voice mail I finally left a message
>saying I was going to consult an attourney if I didn't get a responce back
>that day. So 15 minutes later I get a call back and of course they are
>trying to be all polite about the whole situation, claiming they tried to
>contact me at home (they didn't), and left a message on my answering
>machine (they didn't).
>   Anyway, what I am worried about now is that the insurance company
>won't pay for the full cost of the repairs ($1200) because they exceed the
>book value of the vehicle.  The guy at the body shop told me the insurance
>appraisers try to do this whenever they can.  Considering the experience
>I've already had with this company I'm not expecting them to cough up the
>money without a fight, so I'd like some advice on how I should deal with
>the situation. The university I attend has free legal councelling for
>students, so I think that will be my first stop if I have any more
>problems.
>   For anyone interested, the damaged occured at the front left fender.
>The strut housing is bent, the alignment is outta wack, and the wheel
>berring is making noise around turns.  The accident occured in the parking
>lot of my apartment complex.  I had just pulled out of my spot to go to
>class when the big Fed-Ex truck parked in the middle of the lot started
>going in reverse.  I layed on the horn but apparently the driver wanted to
>be sure he had hit someone before he came to a stop.
>
>Shawn Rader
>'81 Scirocco S (out of commision)
>..and now..
>'99 Chevy Cavalier butt-ass-ugly sluggish piece of crap rental car
>
>
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>
>

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