Re: Insurance issues with roccos(LONG)

[Cmr446@cs.com]

  Looking at those pics was bad enough, but after reading the story with it, 
my heart grew sick. Made me think of what almost became a simillar situation 
while my friend was having his car test driven, he had asked me to ride 
along. 
  I supppose liability issues like this vaery legaly from state to state, but 
you've been geting some good advice. Definately your friend should contact a 
couple of lawyers on this and find out what can be done in this regard. It 
may take some time, but could pan out. If there's no legal liability on the 
driver's part, then the lawyers should be sure to explain so and why. In the 
mean time, if the car's owner has had it appraised for the asking price or 
near that, he should try to use it to his advantage. As well as having copies 
of photos before the wreck and of any work done to it that might help to 
rationalize the dollar amount he wants. 
    After dealing with insurance companies when my motorcycle was totaled, I 
learned a few things about them. They will hold that check in front of you, 
saying that it's the best you can hope for, so why fight it. Most people will 
roll over to get what they can as soon as possible. Insurance companies are 
there to make money (rather like legal extortion?) and thier claims adjusters 
are paid to keep the company from losing money. If they are faced with civil 
action, they become more willing to pay the asking price so as to keep the 
loss of company money due to legal costs at a minimum. 
  A much as I hate to say it, legal action may be the best, but slowest, 
route for your friend. Be sure to inform him that if he does use this, to 
ensure that he has every receipt, ins. appraisal and photo possible to show 
that it's worth what he's asking. 
  Good luck
  On a side note, I'm not sure the driver would have survived if it was my 
car, it's likely his head could have impacted the steering wheel. Hard. 
Repeatedly. It's always possible.

Carl
77rocco
89fox(so that's what a blown axle sounds like) 

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