Re: Help with insurance appraisal

[Ilias Glavinas <eg1@ee.wustl.edu>]

On Fri, 30 May 1997 TCame86712@aol.com wrote:

> The reality of the salvage situation is that the insurance company would
> probably prefer you keep the car. They have to pay a fee to the auction
> company, plus they have to keep the claim file open until the car clears the
> auction and they get the check for it. This is usually at least a month. If
> you retain the salvage it's less work for them and they can close out the
> claim earlier.

The way things are presented here, it certainly appears that once the car 
has been considered totalled by insurance company X, then even if the 
owner "keeps" it, he still cannot drive it (should he desire to fix it) 
but can only keep it as parts. Is that true? I was under the impression 
that you can "buy" your total wreck from the insurance company and then 
fix it and drive it if you want.


Ilias
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